CASH FUNERAL POLICIES

FUNERAL INSURANCE - FUNERAL COVERS

ALL OUR POLICIES ARE SUBJECT TO OUR TERMS AND CONDITIONS AS SET OUT IN EACH INDIVIDUAL POLICY AGREEMENT. ALL POLICIES ARE SUBJECT TO A ONCE-OFF ADMINISTRATION FEE PAYABLE AT INCEPTION AND POLICIES ARE ONLY ACTIVATED AFTER THE FIRST MONTH'S PREMIUM PLUS ADMIN FEE HAS BEEN PAID. ALL OUR POLICIES COVER ONE (1) POLICY HOLDER PLUS NINE (9) ADDITIONAL MEMBERS. WHEN ANYONE OF THE ADDED ADDITIONAL MEMBERS IS OUTSIDE THE AGE GROUP OF THE POLICY HOLDER, APPROPRIATE ADDITIONAL FEE WILL BE ADDED TO THE STANDARD MONTHLY PREMIUM AS FOLLOWS: R30 PER MEMBER FOR AGES BETWEEN 65-74 AND R45 PER MEMBER FOR AGES FROM 75 YEARS AND ABOVE. WE HAVE NO AGE LIMIT. ALL POLICIES MUST HAVE A BENEFICIARY AND A POLICY HOLDER CANNOT BE A BENEFICIARY OF THEIR OWN POLICY AND AS SUCH, A POLICY HOLDER MUST PROVIDE A BENEFICIARY FOR THEIR POLICY. OUR POLICIES CANNOT BE CEDED AND THE BENEFICIARY WILL ONLY CLAIM BENEFITS AS PER A SPECIFIC POLICY ONCE THE POLICY OWNER HAS PASSED ON.